06-09-2022, 12:53 AM
Shop around for the best deals -- and the best rewards. In the olden days, "cash on the barrelhead" meant a direct exchange of money for goods. A transaction was immediate. Pretty straightforward. There were no pesky credit card bills, no coupons, no points, and no strange or complicated discount programs to decipher and track. A penny candy cost a penny (yes, candy was pretty cheap once upon a time). Fast forward a handful of decades and most American consumers now expect a little wrangling and a few creative discounts and perks along with their purchases. From sites that specialize in scouring the Internet for coupons to large retailers that sponsor clubs where you can qualify for rewards based on how much, how often or what you purchase, online rewards programs are basically loyalty programs. They're designed to save shoppers money for frequenting a particular merchant or structuring their purchases in a specific manner. Direct programs exist on a retailer's Web site and may take the form of accruing points or airline miles when you use a credit card, refer a friend or buy items within a specific category.
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